To itsmeagain, & smurfy: Sorry for confusion. Yes, itsmeagain, the hard copies of EXP and EFX that I have refer to the FICO scores which are in the range that were stated. However when TUN sent me the hard copy of their report with my credit score it was in the range that I stated above. They didn't refer to FICO at all.
To tedlee: Whenever you do a loan (or something to do with the bank) sometimes they have their own spin on your credit score as smurfy was saying. They may take into account, for example, your income-to-debt ratio (the amount of money owed & the amount of your assests (yearly income, etc)) whereas the CRAs don't know that information.