The original creditor, Chase Visa, recently sent a 1099-C for the entire amount of the debt plus interest, late fees, etc.
Is that the end of that debt?
Can they sell it to a junk debt buyer?
Can a collection agency try to collect it?
If they tried to file a lawsuit over it, would the 1099-C be a defense against a lawsuit if I showed up in court and handed that to the judge?