The Flyingifr Method of Aggressive Credit Repair ©

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Flyingifr:
The Flyingifr Method of Aggressive Credit Repair

First, Understanding how the Flyingifr method has evolved:

Why the Flyingifr Method?
http://www.debtorboards.com/index.php?topic=7231

Litigious? Read this first
http://www.debtorboards.com/index.php/topic,7215

Understanding the Ground Rules

The Statute of Limitations:
http://www.debtorboards.com/index.php/topic,7220.0.html

Venue:
http://www.debtorboards.com/index.php/topic,7214.0.html

Junk Debt Buyers and the Chain of Custody:
http://www.debtorboards.com/index.php?topic=2365.0

If they refuse to accept mail from you (the Willful Blindness Rule)
http://www.debtorboards.com/index.php/topic,7441.msg53243.html#msg53243
United States v Jewell, see post #11 in this thread

Wage Garnishment Laws by State
http://www.debtorboards.com/index.php/topic,11451.0.html

Links to the Laws:

FCRA: http://www.ftc.gov/os/statutes/fcra.htm

FCRA Staff Opinion Letters: http://www.ftc.gov/os/statutes/fcra/index.htm

FDCPA: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

FDCPA Staff Opinion Letters: http://www.ftc.gov/os/statutes/fdcpa/letters.htm

Findlaw: http://www.findlaw.com/

Lectric Law Library: http://www.lectlaw.com/ref.html

Understanding the Enemy:

The OC's Collection Department:
http://www.debtorboards.com/index.php?topic=3.0

Understanding the Collection Agency:
http://www.debtorboards.com/index.php?topic=20.0

Understanding the Junk Debt Buyer:
http://www.debtorboards.com/index.php/topic,4.0.html

They Have an Attorney - now the FUN starts:
http://www.debtorboards.com/index.php/topic,7216.msg17.html#msg17

In a Hurry to Settle? Read this:
http://www.debtorboards.com/index.php/topic,7217.msg18.html#msg18

Dealing with Payday Loan Companies: http://debtorboards.com/index.php?topic=8.0
See also:http://www.debtorboards.com/index.php/topic,6769.0.html

Frustrating the Skip Tracer
http://debtorboards.com/index.php?topic=4607.0

Protecting Your A$$-ets

Making Yourself Judgment Proof: http://debtorboards.com/index.php?topic=12.0

Protecting your Bank Account: http://debtorboards.com/index.php?topic=14.0

Scaring Away Repossessors: http://debtorboards.com/index.php?topic=15.0

What Creditors CANNOT Take: http://www.debtorboards.com/index.php/topic,18538.0/topicseen.html

Debtors' Exams: http://www.debtorboards.com/index.php/topic,18540.0.html

The Statutes of Limitations (on Suits and Judgments)

This is from an outside source and is one of the best discussions of SOL I have seen with the best links:
http://www.carreonandassociates.com/articles/sol.htm

Another good site for SOL information:
http://www.statuteoflimitations.net/

Understanding the Statute of Limitations: http://www.debtorboards.com/index.php/topic,7220.0.html

Their Lies and Obfuscations (and the truth to debunk them):

Chaudhry v Gallerizzo: http://www.debtorboards.com/index.php/topic,7213
http://www.debtorboards.com/index.php/topic,4202.0.html

A JDB is NOT a CA - it is a Factoring Company:
http://debtorboards.com/index.php?topic=24.0

A Pay For Delete is Illegal:
http://debtorboards.com/index.php?topic=577.0

Pay for Delete violates the contract with the CRA:
http://debtorboards.com/index.php?topic=617.0

Letters that have worked for me:
http://debtorboards.com/index.php?board=18.0

ITS - No mIni-Miranda:
http://debtorboards.com/index.php?topic=41.0

Sample Pleadings: (note please: I am not an attorney and this is not legal advice.)
http://debtorboards.com/index.php?board=10.0

Other Stuff

Can I tape Record a call without the other side knowing?
http://debtorboards.com/index.php?topic=13.0

I think I'm in over my head Where can I find an attorney? (no longer working)
http://www.artofcredit.com/board/showthread.php?t=3533

Ways to Strike Back

Sue the Collector personally (and his spouse under certain circumstances).
I did not start this thread but it has some very interesting ideas.
Note that these ideas are to my knowledge, untried - but they may be worthwhile trying at some time.
http://www.debtorboards.com/index.php/topic,3378.0.html

Does the Flyingifr Method work? (note that with the demise of AoC these links no longer work.)

http://www.artofcredit.com/board/showthread.php?t=6783
http://www.artofcredit.com/board/showthread.php?t=2588
http://www.artofcredit.com/board/showthread.php?t=9942
__________________

© Copyright, 2007

[11/28/11: Edited to add "What Creditors CANNOT Take" and "Debtors' Exams" at Flyingifr's request.]

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