Topic: The Flyingifr Method of Aggressive Credit Repair ©

[Flyingifr]

The Flyingifr Method of Aggressive Credit Repair

   

First, Understanding how the Flyingifr method has evolved:

     Why the Flyingifr Method?
     http://www.debtorboards.com/index.php?topic=7231

     Litigious? Read this first
     http://www.debtorboards.com/index.php/topic,7215

Understanding the Ground Rules

     The Statute of Limitations:
     http://www.debtorboards.com/index.php/topic,7220.0.html

     Venue:
     http://www.debtorboards.com/index.php/topic,7214.0.html

     Junk Debt Buyers and the Chain of Custody:
     http://www.debtorboards.com/index.php?topic=2365.0

     If they refuse to accept mail from you (the Willful Blindness Rule)
     http://www.debtorboards.com/index.php/topic,7441.msg53243.html#msg53243
     United States v Jewell, see post #11 in this thread

    Wage Garnishment Laws by State
    http://www.debtorboards.com/index.php/topic,11451.0.html


Links to the Laws:

     FCRA: http://www.ftc.gov/os/statutes/fcra.htm

     FCRA Staff Opinion Letters: http://www.ftc.gov/os/statutes/fcra/index.htm

     FDCPA: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

     FDCPA Staff Opinion Letters: http://www.ftc.gov/os/statutes/fdcpa/letters.htm

     Findlaw: http://www.findlaw.com/

     Lectric Law Library: http://www.lectlaw.com/ref.html

Understanding the Enemy:

     The OC's Collection Department:
     http://www.debtorboards.com/index.php?topic=3.0

     Understanding the Collection Agency:
     http://www.debtorboards.com/index.php?topic=20.0

     Understanding the Junk Debt Buyer:
     http://www.debtorboards.com/index.php/topic,4.0.html

     They Have an Attorney - now the FUN starts:
     http://www.debtorboards.com/index.php/topic,7216.msg17.html#msg17
     
     In a Hurry to Settle? Read this:
    http://www.debtorboards.com/index.php/topic,7217.msg18.html#msg18

     Dealing with Payday Loan Companies: http://debtorboards.com/index.php?topic=8.0
            See also:http://www.debtorboards.com/index.php/topic,6769.0.html

     Frustrating the Skip Tracer
     http://debtorboards.com/index.php?topic=4607.0

Protecting Your A$$-ets

     Making Yourself Judgment Proof: http://debtorboards.com/index.php?topic=12.0

     Protecting your Bank Account: http://debtorboards.com/index.php?topic=14.0

     Scaring Away Repossessors: http://debtorboards.com/index.php?topic=15.0

     What Creditors CANNOT Take: http://www.debtorboards.com/index.php/topic,18538.0/topicseen.html

     Debtors' Exams: http://www.debtorboards.com/index.php/topic,18540.0.html

The Statutes of Limitations (on Suits and Judgments)
     
     This is from an outside source and is one of the best discussions of SOL I have seen with the best links:
     http://www.carreonandassociates.com/articles/sol.htm

     Another good site for SOL information:
     http://www.statuteoflimitations.net/

     Understanding the Statute of Limitations: http://www.debtorboards.com/index.php/topic,7220.0.html

Their Lies and Obfuscations (and the truth to debunk them):

     Chaudhry v Gallerizzo: http://www.debtorboards.com/index.php/topic,7213
     http://www.debtorboards.com/index.php/topic,4202.0.html

     A JDB is NOT a CA - it is a Factoring Company:
     http://debtorboards.com/index.php?topic=24.0

     A Pay For Delete is Illegal:   
      http://debtorboards.com/index.php?topic=577.0

     Pay for Delete violates the contract with the CRA:   
      http://debtorboards.com/index.php?topic=617.0

     Letters that have worked for me:
     http://debtorboards.com/index.php?board=18.0

     ITS - No mIni-Miranda:
     http://debtorboards.com/index.php?topic=41.0

Sample Pleadings: (note please: I am not an attorney and this is not legal advice.)
     http://debtorboards.com/index.php?board=10.0

Other Stuff

     Can I tape Record a call without the other side knowing?
     http://debtorboards.com/index.php?topic=13.0

     I think I'm in over my head    Where can I find an attorney? (no longer working)
     http://www.artofcredit.com/board/showthread.php?t=3533

Ways to Strike Back

     Sue the Collector personally (and his spouse under certain circumstances).
     I did not start this thread but it has some very interesting ideas.
     Note that these ideas are to my knowledge, untried - but they may be worthwhile trying at some time.
     http://www.debtorboards.com/index.php/topic,3378.0.html

Does the Flyingifr Method work? (note that with the demise of AoC    these links no longer work.)

     http://www.artofcredit.com/board/showthread.php?t=6783
     http://www.artofcredit.com/board/showthread.php?t=2588
     http://www.artofcredit.com/board/showthread.php?t=9942
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©   Copyright, 2007

[11/28/11: Edited to add "What Creditors CANNOT Take" and "Debtors' Exams" at Flyingifr's request.]