I applied for a mortgage from a shady broker a year ago (wound up getting the mortgage from a far more reputable broker).
Have received two spam text messages along the lines of 'rates are at their lowest in years...reply with "get quote" for more info'. The first text states that as a former applicant of the shady mortgage company, they have my info to provide a quote.
-Should I reply to the text to (hopefully) ascertain the identity of the company that is sending the spam texts?
-Is there any derivative TCPA liability on the part of the original shady mortgage broker? I do not have a land-line, and did provide my cell phone number in my application.
Of course, I realize the importance of accumulating significantly more than two texts. That said, I did get a nice settlement from a CA over 6-7 phone calls several years ago.