When SOL expires in NJ for CC debt if my last payment to creditor was 05.17.2010 ( Just checked my bank statements. All 3 CRA report different delinquency dates for it ) Citi is OC, now owned by Unifund. South Dakota ( per Citi Contract ) & NJ SOL is 6 years. Will it be 06.17.2010 ?
Is there a chance that applying for mortgage now can trigger them to action.
( Problems with landlord, have to move, exploring an option of buying instead of renting )