I'd rather not say the name of the other bank because we're in litigation.
It's just interesting because I had accounts with BoA and an account with Bank xyz. The JDB claims to be collecting on behalf of BoA, but the account number is for Bank xyz. The statments they sent are also for Bank xyz.
The letter they sent me, including the validation, does not specifically list the original credit card account number. Instead it lists the account # they gave it, and they included three sample statements. Two statements from Bank xyz, and one statement from BoA. The two accounts clearly had two different account numbers. In reality they both should have different balances, however the statements all match, to the penny.
In my mind, both accounts are from different Original Creditors. Both however are run through FIA. I'm actually confused by that. In my mind, the two banks are the OC's. That is who my agreements were with and FIA was the servicer. But I'm not super confident on that.
I just wasn't sure if anyone else had run into that situation.