Okay need some guidance:
I received a court summons for CC debt from Asset Acceptance. It has judge but no date to appear in court, or a court date. I sent a letter for validation and they responded with a large packet for First Request for Admissions.
I am new to this and currently working my way through FliyingIFR but I wont have time to complete all the knowledge I need before the timeline of response is up. 30 days from 23of oct.
I have two accounts and received a generic bill of sell, assignment, and assumption agreement. from Citibank and ASSet. LLc
both have the same, photocopied bill of sell, with a copy of my cc statement for each account.
First how do, or do, I respond to the Request for admissions? Send to ASSet. or to courts? which I cant because there is no court information on the documents they sent me.
Both of the accounts were charged off by Citi in April of 2009 and June of 2009.
Should I write ASSet. and offer a settlement with a statement that says I am not admitting to the alleged charges but, to reduce my time and cost and their time cost. I would offer something like $.05 on the dollar. 5cents on the dollar is cheaper and easier than the hassle of court.