I have a payment plan with an OC who had me over a barrel. I essentially had to agree to their terms or they would replevin some equipment that I require to make a living.
6 mos of timely payments later, it still shows as a chargeoff.
I wrote a goodwill letter to the OC and they wrote back "It will remain a CO until paid in full, but we will provide in writing a notice of your payment plan to anyone you wish."
Should I ask them to update the TL as PP?
