This is the new boilerplate "safe harbor" language talked about with the Consumer Protection Bureau when debt collectors are trying to collect debt past SOL.
This was talked about at an FTC conference on debt collection practices.
This was one of the ideas, requiring debt collectors to indicate you cannot be legally sued for out of statue debt, which appears to be coming to fruition as public policy.
This is sound public policy in the 48, or so states that do not have a statue of Repose.
In Wisconsin, this language would be an FDCPA violation because we have a statue of Repose, which goes further. A normal limitation statue eliminates the right to sue once its past. A Statue of Repose eliminates the debt, or makes it $0...so nothing would be owed by a passing of a Statue of Repose.