I'm working on Experian, not the JDB. I don't even really want to alert the JDB.
So, I sent the letter to the registered agent for Experian. In the letter I have a copy of a couple of refusals to reinvestigate, a copy of the case dismissal and a lengthy letter.
At the same time (last week) I called Experian again and explained the situation. The agent said he would open a dispute.
I just got an email from them today saying the dispute has been processed and 'remains' meaning it's still on my report. It doesn't say what they did to investigate it, only to contact the business.
I'm <Removed>! So I will be going balastic taking all of the complain routes.
In the meantime I am trying to get a mortgage! I'm preapproved but they expect this to be gone or have a zero balance at closing so I have to work fast here!
Does anyone here think I have a fighting chance?
While I'm complaining about Experian, should I complain about the JDB too? They do not care about their reputation. I think they are only 2 people at this point (co-owners, no employees). They have scaled down from an office to a PO box and phone number, which one of the owners answers.
I need to know my next moves here. They are reporting correctly but decided to dismiss w/o prejudice in court after I fought back. Frivilous lawsuit.
What would you do? Pleeease.