Credit Basics > The Flyingifr Method of Aggressive Credit Repair 2007

How to do Denial

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chud:
I was served a Summons to answer in a civil action brought by the plaintiff.  The Lawyer representing the credit card co. does not have an office in my city.

The summons is only half of a page long and just states who, when and where and how much.

I went to the court house and ask to see what a denial looks like.

They gave me one page form where i put my name, case id, plaintiff.  Under that it says _____________, after having been first duly sworn states under oath that he does not owe the debt charged against him in this cause.  ____________

Is this the denial I am supposed to sign.  Do I add pages to it to tell them that I want the plaintiff to prove that I owe the money? 

Fighting Irish:
Who is suing you?

Do you know when the card was last paid?

Read the flyingifr method, and also read about throwing your creditor out of court in arbitration.

Flyingifr:
If all they said in the summons is "you owe us" an adequate denial would simply be "no, I don't"

chester474:
The telephone can be the alleged debtor's crowbar, too.

Ask the debt collector: "Can I be arrested if I don't pay now?"

The debt collector may be uninformed enough to say "Yes!" and you have a good case under the FDCPA.

CleaningUp:
A good attorney could tear you apart on that argument in seconds.

Dirty hands!

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