Are you planning to roll over and die?
Or are you actually thinking through the information that you are learning?
Business records are NOT evidence, if you challenge them. Period.
Where do YOU think they got those things that look like statements?
Personally, my assumption, unless proven otherwise by a keeper of records at the trial that I could question, is that they printed them out on the copy machine in the attorney's office.
If they don't have a keeper of records from the OC at the trial, how can they prove that the things that look like statements are, in fact, statements?
Rule one in being your own attorney: never assume.
Rule two: never take the other side's word for anything, unless they can prove it. A stack of papers is not proof.
As for the contract: this is a JDB. Do THEY have the original contract?
No.
This puts you in the admirable position of finding a contract that was in force during the time that you had an account with the OC, and claiming, via affidavit, that you accept it as governing the proceedings.
Again, how can they challenge that, unless they bring to the trial a keeper of records from the OC who can and will testify that some other contract is the right one.
Never assume. Never accept their assertions as fact.
