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Hi folks,I have an interesting question that may be a bit unethical but possibly effective, so please bear with me while I explain the elements of my reasoning.We know that JDBs more than likely do not have sufficient information to validate their claims of a debt. Suppose that the claimed debt is outside the SOL. Would a claim of possible identity theft (assuming the JDB did not send you requested information) be a plausible way to get their attention or get the claimed TL off your CRs?Thanks Guys for the brainstorming!
Never lie about anything that may later be presented in court. Ever. If it is out of SOL, dispute it, send the JDB a DV and wait for them to violate a law. I would then sue them for the violation, using it as leverage.
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