One other *very* interesting sticky wicket I've come across...
I'm hesitant to say my state or the JDB/attorney involved. Their very first paragraph in the complaint says that their standing to sue in my state is that they are authorized under a certain subchapter to do business in my state for the purpose of collecting a debt.
However, there's another subchapter in my state's law, about collection agencies, and because they claim to have purchased this alleged debt after it was in default, they qualify at least in respect to this alleged account as a collection agency. They do not show up as licensed on the roster search. I'm emailing the lady who can verify if the roster search is correct on this.
But if they are not licensed, and they are "engaging in the collection of delinquent accounts", they are violating my state's laws. Nothing that I've read in the subchapter exempts them from it... their attorneys, yes. Them? No. Filing suit is not exempted, as it does not state any specific method of engaging in collection.
This would negate any legal standing they have to file suit, would it not?