Topic: Anyone know what Chase is doing with delinquent accounts?

[Fighting Irish]

Why would you want to include anything that is detrimental to your case?

Might as well take the paper and burn it.

Once you are in arb, you can then graciously accept the DE law as governing the case, in the conference call.

Having that nailed down, later, you can point out the SOL for DE.

[lisser]

Why would you want to include anything that is detrimental to your case?

Might as well take the paper and burn it.

Once you are in arb, you can then graciously accept the DE law as governing the case, in the conference call.

Having that nailed down, later, you can point out the SOL for DE.

Obviously I don't believe I've included anything detrimental to my case.

I filed a MTC and the JDB attorney then filed an objection to my MTC along with a MSJ.

I took each point that the JDB attorney put in their objection to my MTC and supported why the court should dismiss their objection.

I took each point that the JDB put in their MSJ and provided support on why the court should dismiss their MSJ and grant in my favor.

[Fighting Irish]

If you are quoting state rulings that weaken the right to arbitration, that is detrimental to your case.

USSC trumps state case law.

Use the USSC, and ignore the state stuff.

[WardOfTheCourt]

As for Chase and alleged delinquent accounts...

March 2011 several unsigned dunning letters from Frederick J. Hanna & Associates, P.C.
Timely DV letter sent to Hanna via USPS CMRRR.

April 2011 letter received on Chase letterhead stating "A thorough investigation was completed in response to your inquiry (presumably forwarded from F.J. Hanna to Chase) regarding your credit card account. We have determined that the account balance is accurate." Curiously that letter did not mention any account balance yet requested a payment be sent to a P.O. Box in DE. The bottom of the letter stated, "Account is owned by Chase Bank USA, N.A."

Nothing else until:
March 2012 a couple of dunning letters from ARS National Services, Inc. from their Escondido, CA office.
The second ARS letter included an offer to settle for 70% of alleged claim. (Seem to recall a much better offer direct from Chase long ago.)
Timely DV letter sent to ARS via USPS CMRRR.

No other response to date.

[BigSal]

I'm in Michigan.  I received a Hanna letter way back in late 2011.  I DV'ed under the FDCPA and Michigan law and requested arb.  I haven't heard a thing from them since.

[CleaningUp]

Also, if the state stuff is overruled by the USSC opinion, it is no longer a valid opinion. 

Learn about  "Shepardizing a case"   See:  http://www.lectlaw.com/files/lwr17.htm