Topic: JDB reporting "collection for client"

[arnanda]

It depends on the issuer of the card as to what they used to do in cases like these. Often, all it took was just a phone call. Now, it requires a paper trail and detailed records.

I've had this situation happen with some major banks, and at no time did they make me do FTC Fraud Affidavit, nor a police report.  In fact, I just had the same situation as the OC this year (2012), and in 2010 (both with different CCs).  Neither company made me do what you said. 

Perhaps it depends on the company. 

[cprems]

The OP is in a unique position.

The CRA fraud dept will require a police report.

At this point, the process has failed for the OP. The OP is now going to have to take a stand and get the required documents filed.

As I stated in an earlier post - It depends on the card issuer. As you have pointed out, you didn't need to do anything more than a phone call. THe OP is in a position where this time has passed and it needs to be documented with a police report and possibly an FTC fraud Affidavit.