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Credit Basics => General Credit Forum => Basics => Topic started by: Ranger on May 06, 2017 05:04:28 AM

Title: Debt Presumabley owed but not on CR
Post by: Ranger on May 06, 2017 05:04:28 AM
I received a letter from Ross Financial.  Thing is I don't have that account in my credit report.  Honestly I don't remember owing that debt. Does this still affect you in some way?
Title: Re: Debt Presumabley owed but not on CR
Post by: Ranger on May 09, 2017 01:37:51 PM
Anyone? Usually If the debt isn't on the Credit report does it mean its out of SOL?
Title: Re: Debt Presumabley owed but not on CR
Post by: BrokeBob on May 09, 2017 01:52:31 PM
Not all debts are reported on credit reports. 
It doesn't mean anything.

You said you don't remember that debt.  The next step is easy.  Dispute the debt.