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Credit Reporting Agencies (including Chexsystems) / Re: Equifax hacked
« Last post by CleaningUp on Yesterday at 08:37:47 PM »
I know a couple of Harvard Law graduates who are bartenders.

Music is just another form of mathematics and logic.
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Did you know that Bank of America tried to collect on debts they had forgiven and already sent out 1099's. The court told B of A where they could go....not going to happen.

I keep track of my cases in Superior Court. The files are public in my county.
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Credit Reporting Agencies (including Chexsystems) / Re: Equifax hacked
« Last post by Sandy Toes on Yesterday at 06:24:32 PM »
It'll be interesting to hear why Equifax put someone with degrees in music in charge of the company’s data security...
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General Credit Forum / Re: Sent letter to stop calling..now what?
« Last post by sticksandstones on Yesterday at 04:53:07 PM »
thanks flyin..just wondering..when i sent them that letter to validate and stop calling..Did they sent it back to creditor then or they will just communicate through the mail
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General Credit Forum / ING Bank Agreement
« Last post by texagg on Yesterday at 04:19:57 PM »
Would anyone know of a place to get an old ING Bank Agreement?

I remember an Mandatory Arb agreement in there.

Any info would be greatly appreciated.
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Original Creditors / Re: Creditors with Memories of Elephants
« Last post by Flyingifr on Yesterday at 03:02:33 PM »
You're never going to get priority boarding on a Delta flight.

Oh, the humanity!

Like I would ever fly Delta?
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My error...your saga CAN get confusing...

Don't think that getting a 1099 means that you won't hear from subsequent collector...Portfolio has a zombie of mine from 2005 that they are trying to collect on.  They're getting very close to understanding what "refuse to pay" and "cease and desist" actually mean.
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Original Creditors / Re: Creditors with Memories of Elephants
« Last post by kevinmanheim on Yesterday at 10:44:36 AM »
You're never going to get priority boarding on a Delta flight.

Oh, the humanity!
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ConServe is trying collect on a debt from a credit union. This is a different card from Discover Card. I defaulted on 4 credit cards. There is no judgement on the credit union card. ConServe may have bought the debt and now trying to collect.

Discover Card got a judgement. Another card was forgiven, I got a 1099. Another card is past the 4 year SOL. This card (Credit Union card) just hit the 4 year SOL.


"Don't get back into thinking that is you have convince one joker to go away that ALL jokers will go with them. ".....that is so true.
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Arbitration / Re: No word on Arb status
« Last post by CleaningUp on Yesterday at 01:40:22 AM »
I would be asking the court for sanctions for their failure to honor the terms of their contract...Either an order to compel them to arbitrate in accordance with the contract, the Federal Arbitration Act, and the SCOTUS ruling in ATT Mobility v Concepcion, or dismiss the suit WITH PREJUDICE for their failure to proceed with the arbitration.
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