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Credit Basics => The Flyingifr Method of Aggressive Credit Repair 2007 => Topic started by: Flyingifr on October 24, 2008 09:44:43 AM

Title: The Flyingifr Method of Aggressive Credit Repair
Post by: Flyingifr on October 24, 2008 09:44:43 AM
The Flyingifr Method of Aggressive Credit Repair

First, Understanding how the Flyingifr method has evolved:

     Why the Flyingifr Method? (

     Litigious? Read this first,7215
Understanding the Ground Rules

     The Statute of Limitations:,7220.0.html (,7220.0.html)

     Junk Debt Buyers and the Chain of Custody: (

     If they refuse to accept mail from you (the Willful Blindness Rule),7441.msg53243.html#msg53243
     United States v Jewell, see post #11 in this thread

    Wage Garnishment Laws by State,11451.0.html

Links to the Laws:

     FCRA: (

     FCRA Staff Opinion Letters:
     FDCPA Staff Opinion Letters:
     Lectric Law Library: (

Understanding the Enemy:

     The OC's Collection Department: (

     Understanding the Collection Agency: (

     Understanding the Junk Debt Buyer:,4.0.html (,4.0.html)

     They Have an Attorney - now the FUN starts:,7216.msg17.html#msg17 (,7216.msg17.html#msg17)
     In a Hurry to Settle? Read this:,7217.msg18.html#msg18
     Dealing with Payday Loan Companies:
 (            See also:,6769.0.html

     Frustrating the Skip Tracer
Protecting Your A$$-ets

     Making Yourself Judgment Proof: (

     Protecting your Bank Account:
     Scaring Away Repossessors: (

     What Creditors CANNOT Take:,18538.0/topicseen.html

     Debtors' Exams:,18540.0.html

The Statutes of Limitations (on Suits and Judgments)
     This is from an outside source and is one of the best discussions of SOL I have seen with the best links: (

     Another good site for SOL information: (

     Understanding the Statute of Limitations:,7220.0.html (,7220.0.html)

Their Lies and Obfuscations (and the truth to debunk them):

     Chaudhry v Gallerizzo:,7213 (,7213),4202.0.html  (,4202.0.html)

     A JDB is NOT a CA - it is a Factoring Company: (

     A Pay For Delete is Illegal: (

     Pay for Delete violates the contract with the CRA: (

     Letters that have worked for me: (

     ITS - No mIni-Miranda: (

Sample Pleadings: (note please: I am not an attorney and this is not legal advice.) (

Other Stuff

     Can I tape Record a call without the other side knowing? (

     I think I'm in over my head    Where can I find an attorney? (no longer working)

Ways to Strike Back

     Sue the Collector personally (and his spouse under certain circumstances).
     I did not start this thread but it has some very interesting ideas.
     Note that these ideas are to my knowledge, untried - but they may be worthwhile trying at some time.,3378.0.html (,3378.0.html)

Does the Flyingifr Method work? (note that with the demise of AoC    these links no longer work.)

   Copyright, 2007

[11/28/11: Edited to add "What Creditors CANNOT Take" and "Debtors' Exams" at Flyingifr's request.]