Author Topic: CRA Web Sites  (Read 9126 times)

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fisthardcheese

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  • They forced arbitration into your contract. Use it
Re: CRA Web Sites
« Reply #15 on: August 04, 2015 10:42:56 AM »
Are you paying for each hard copy or do you have some type of monitoring program you use?

Some states have additional state laws that allow you to pull free credit reports in addition to the 1 free federal FCRA report.  I know here in GA, I can essentially get a free report every month by combining state law and the federal FCRA free report.
11 Arb Settlements (9 AAA, 2 JAMS)
3 JDB Suits Dismissed With Prejudice (2 pro-se, 1 consumer atty)
3 TCPA Settlements (2 pro-se, 1 consumer atty)
2 FCRA Settlements (consumer atty)
1 FDCPA Settlement (w consumer atty)
1 Small Claims Win (pro-se; Landlord/state consumer law violations)
1 State UDAP Settlement (ITS)
1 Federal PTC Settlement (before hearing; pro-se)

MissDixie

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Re: CRA Web Sites
« Reply #16 on: August 04, 2015 02:21:06 PM »
MS is not going to be one of them are there any agencies anyone recommends using to monitor.
I recall using one called credit keeper but that has been many years ago

fisthardcheese

  • Valued Member
  • Posts: 3810
  • They forced arbitration into your contract. Use it
Re: CRA Web Sites
« Reply #17 on: August 04, 2015 06:08:47 PM »
MS is not going to be one of them are there any agencies anyone recommends using to monitor.
I recall using one called credit keeper but that has been many years ago

Credit Karma gives you a weekly look at what is on your TransUnion and Equifax reports.  It may not be very detailed, but it will definitely show you if something new pops up or something changes.  It is free and would allow you to just keep an eye on things, then when you see something pop up that does not look right you can always order the full report at that time.  This way you don't have to waste money just checking and finding nothing has changed that month.

If I remember right, Credit Sesame uses Experian, but it does not let you see your full report, it will only give you "alerts" if something is added or changed.
11 Arb Settlements (9 AAA, 2 JAMS)
3 JDB Suits Dismissed With Prejudice (2 pro-se, 1 consumer atty)
3 TCPA Settlements (2 pro-se, 1 consumer atty)
2 FCRA Settlements (consumer atty)
1 FDCPA Settlement (w consumer atty)
1 Small Claims Win (pro-se; Landlord/state consumer law violations)
1 State UDAP Settlement (ITS)
1 Federal PTC Settlement (before hearing; pro-se)