Author Topic: Equifax now with Malware  (Read 289 times)

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fisthardcheese

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Equifax now with Malware
« on: October 15, 2017 04:30:10 PM »
As Equifax continues to dig it's own grave, they just expedited that process when it was revealed that their website contained malware that is being used to steal ID and banking information.  This is in addition to and separate from the breach of their systems that allowed the personal information of all consumers to be stolen.

As it turns out, TransUnion also had this same Malware on their website as well.  It stems from a code used in their joint running of the free annual credit report website.

R.I.P. Equifax

https://www.cnet.com/news/equifax-website-ads-served-adware-malware-expert-finds/
11 Arb Settlements (9 AAA, 2 JAMS)
3 JDB Suits Dismissed With Prejudice (2 pro-se, 1 consumer atty)
3 TCPA Settlements (2 pro-se, 1 consumer atty)
2 FCRA Settlements (consumer atty)
1 FDCPA Settlement (w consumer atty)
1 Small Claims Win (pro-se; Landlord/state consumer law violations)
1 State UDAP Settlement (ITS)
1 Federal PTC Settlement (before hearing; pro-se)

kevinmanheim

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Re: Equifax now with Malware
« Reply #1 on: October 15, 2017 10:12:26 PM »
The Equifax fiasco is not unlike the Harvey Weinstein situation. The problems with both have been known to insiders for some time.

The only question is, why choose now to reveal it to the masses?

Who benefits most from a weak or bankrupt Equifax?

Or, is it a move to force a new and "better" system on consumers who will willingly go along to be safe?

fisthardcheese

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  • They forced arbitration into your contract. Use it
Re: Equifax now with Malware
« Reply #2 on: October 16, 2017 10:20:35 AM »
The Equifax fiasco is not unlike the Harvey Weinstein situation. The problems with both have been known to insiders for some time.

The only question is, why choose now to reveal it to the masses?

Who benefits most from a weak or bankrupt Equifax?

Or, is it a move to force a new and "better" system on consumers who will willingly go along to be safe?

Almost guaranteed.

A Government run credit bureau means no consumer recourse to sue.
11 Arb Settlements (9 AAA, 2 JAMS)
3 JDB Suits Dismissed With Prejudice (2 pro-se, 1 consumer atty)
3 TCPA Settlements (2 pro-se, 1 consumer atty)
2 FCRA Settlements (consumer atty)
1 FDCPA Settlement (w consumer atty)
1 Small Claims Win (pro-se; Landlord/state consumer law violations)
1 State UDAP Settlement (ITS)
1 Federal PTC Settlement (before hearing; pro-se)

CleaningUp

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Re: Equifax now with Malware
« Reply #3 on: October 16, 2017 07:49:28 PM »

A Government run credit bureau means no consumer recourse to sue.


Are you suggesting the Equifax is government run?

Weird !

BrokeBob

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Re: Equifax now with Malware
« Reply #4 on: October 16, 2017 08:54:44 PM »
Are you suggesting the Equifax is government run?

Weird !

You seem to have gotten completely the opposite interpretation of this post from what I got.

It looked to me that he was saying the government might get into the CRA business.

kevinmanheim

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Re: Equifax now with Malware
« Reply #5 on: October 16, 2017 09:27:11 PM »
It looked to me that he was saying the government might get into the CRA business.
I think they already are in that business.

Several gov't agencies have mainline access to the CRA databases. DHS, SSA, IRS, FEMA, your local authorities. Without those databases, fraud would be a much bigger problem for those agencies.

We don't get a hard or soft pull notice when a gov't agency accesses the EQ, EX or TU databases.

The point to my post is that the current system is too vulnerable to fraud and abuse, and a replacement is needed that includes biometric verification. That is, if you subscribe to the idea that the government needs to be involved at all.

I find it unlikely that our government would relinquish any control over identity verification measures and, most likely, will look to use technology to enhance those measures.

Smile for your 3D face and iris scan.


 

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