Author Topic: Debt Presumabley owed but not on CR  (Read 443 times)

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Ranger

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Debt Presumabley owed but not on CR
« on: May 06, 2017 05:04:28 AM »
I received a letter from Ross Financial.  Thing is I don't have that account in my credit report.  Honestly I don't remember owing that debt. Does this still affect you in some way?

Ranger

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Re: Debt Presumabley owed but not on CR
« Reply #1 on: May 09, 2017 01:37:51 PM »
Anyone? Usually If the debt isn't on the Credit report does it mean its out of SOL?

BrokeBob

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Re: Debt Presumabley owed but not on CR
« Reply #2 on: May 09, 2017 01:52:31 PM »
Not all debts are reported on credit reports. 
It doesn't mean anything.

You said you don't remember that debt.  The next step is easy.  Dispute the debt.