Funny that Equifax (EIS) thinks they have a right to compel arbitration in this case, yet in a case where I filed a PTC against them a few months prior to this case, they swore to the federal court that EIS is not a party to the arbitration agreement.
How convenient that they now decided they ARE, in fact, a party to this arbitration agreement.
Not only that, but they are compelling arbitration with their new agreement which has an "FCRA carve out" in it. So, according to Equifax, the carve out does not actually apply and they are most certainly a party to the agreement. Interesting.
Although not binding in my circuit, I have saved this case just in case I need to take EIS back to arbitration and file a new PTC in the future.