Hello Debtorboard members!
Thought I could wait these folks out, but Frederick Hanna now, Cooling and Winter are garnishing me on a judgment that they're going to renew into my afterlife if I understand that much of Georgia law. I need someone that can look at my situation and give me sound advice to keep my roof over my head and end this nonsense. Seems like I've seen where people go to Consumer Credit Counseling or file Chapter 13 and end up with a payment plan worse than what they were trying to get away from, so I'm gun shy on anything other than a Chapter 7 and I don't want any surprises like, oh yeah, you're going to have to give up your home. I just need someone reputable and competent.
Thanks so much.